Charles Lindsey Posted February 21, 2003 Report Share Posted February 21, 2003 Anyone done it? Anyone like it? Hate it? I opened an online account this week. I have yet to get my password and check card so I don't know how it goes yet. I do know you are severely limited to the amount of "assisted" (at a teller) transactions you can make. I have yet to figure out if you can order checks. It seems like it since I got a book of unmarked paper checks. But hardly anyone takes those. I'm dissappointed my company won't allow me to split my direct depsoits so I can keep my established account monthly fee free. But eh, if the online thing goes well I can close the old one. Link to comment Share on other sites More sharing options...
Guest Remo Williams Posted February 21, 2003 Report Share Posted February 21, 2003 I don't know which banking service your using, but their probably pretty much all the same I imagine. I use BofA online and its pretty cool to get a visual listing of your account transaction directly from the bank. It sure beats the automated phone system for checking your account. No more press 2 for your next five transactions, LOL! Plus it saves you having to write out checks for stuff like utilities. You can pay them online if you like. I like it anyway. Link to comment Share on other sites More sharing options...
Emmett.hendrick Posted February 21, 2003 Report Share Posted February 21, 2003 I use online banking quite a bit in the past for my personal account. And now blazing on we are moving the company account to the same bank as our personal account so I can manage both online. I think its great as I have never met a bank person that agreed with me(most of them are ignorant insulting *********) so I love been able to handle all my finances online esp now I can pay wages and stuff online aswell. (especially as I spend a large portion of my day in front of a pc anyway!) Link to comment Share on other sites More sharing options...
Fractux Posted February 21, 2003 Report Share Posted February 21, 2003 I always use online banking to check my accounts and pay my bills. But for everything else, I prefer to go to the bank. Link to comment Share on other sites More sharing options...
Epsilon 5 Posted February 21, 2003 Report Share Posted February 21, 2003 I don't have any bill to pay and I only have 1 account to check .. so online banking is useless to me Link to comment Share on other sites More sharing options...
AllenKG2001 Posted February 21, 2003 Report Share Posted February 21, 2003 Yep, even over here in England we use online banking and I think it's great for the same reasons as above. Link to comment Share on other sites More sharing options...
echo Posted February 23, 2003 Report Share Posted February 23, 2003 I haven't stepped into a bank in years. My bank started offering online services a while ago so I just hopped right on the band wagon. I have never had any problems. I love it, almost as much as drive up ATMS. Link to comment Share on other sites More sharing options...
GREG MILLER Posted February 24, 2003 Report Share Posted February 24, 2003 I have yet to really get into the Online Banking thing, while my wife loves it. Although I too haven't stepped up to a teller in the last 5 years. I'm a ATM Junkie. Link to comment Share on other sites More sharing options...
Duncan Idaho Posted February 24, 2003 Report Share Posted February 24, 2003 Heheh, ATM junkie...I like that one. Fits me as well. I haven't actually entered my bank in...7 months? Maybe more? I also love online banking. I get no 'paper' bills anymore, all switched over to Email. My only worry there is; what happens when one of these fools actually do manage to shut down the Net with some kind of attack? If I don't get my 'bill', what then? How can I pay if the Net is down? Guess I'll find out if someone does manage to knock out the Net. Idaho Link to comment Share on other sites More sharing options...
Charles Lindsey Posted February 25, 2003 Author Report Share Posted February 25, 2003 Thank you all for your replies. I got my "Visa" ATM check card today and my first 100 checks. So apparently I do get paper checks to use as normal. Gosh I'm so naive sometimes it's scary (and embarrassing). Now I just have to wait for my direct deposit to transfer over. Remo: As you can see I'm in or near Birmingham Alabama so I have Regions, Compass, Southtrust, and Citibank available to me. Perhaps a couple of small local banks and maybe a couple of national banks but I don't see their offices where I frequent. But I do agree with you that they seem to be basically the same. Emmett: I agree with you. I usually don't do anything fancy with my account. It's either a deposit or a mortgage payment. However, when I was setting up this account I inquired about the allowance of draft from the account. She insisted that was "Bill Pay" with a $5.95 charge per month. I'm so sorry but "Bill Pay" is where you tell THE BANK to pay certain bills as outlined in the info on the bank's website. Drafts are where you give permission to the charging company (power bill, etc.) to draft from your account. It concerned me greatly that they might twist the definition of "Bill Pay" to mean any online transaction and try to charge me that monthly service charge. However I have a friend who loves online payments. She prefers the sites with cookies that will remember your info and automatically make the draft. She is less enthusiastic about sites where she has to input the routing number and account number and all that stuff but she does it. She insists she has never run into a service charge for what I consider bank drafts. So I agree with you Emmett. The teller had no idea what I was talking about. Echo: Dearheart; as I pointed out to Remo I'm down south. It takes a while for "good things" to filter down here. Thanks again to all. Link to comment Share on other sites More sharing options...
Põdi Posted February 25, 2003 Report Share Posted February 25, 2003 I've been using online banking for a couple of years now and I'm very happy with it. I use it for all bills, transfers and account checking. I tried to get some cash out, but I think it got stuck in my floppy drive. Link to comment Share on other sites More sharing options...
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